Stablecoins & Rails: The New Payment Stack

Global payments are slow, expensive, and fragmented—but that is rapidly changing. Stablecoins & Rails: The New Payment Stack explains how blockchain-based stablecoins are becoming the foundation of a faster, cheaper, and more programmable global payment infrastructure.
This book explores how stablecoins function as digital cash and how new payment rails enable instant settlement across borders. It examines real-world use cases including remittances, payroll, B2B transfers, and on-chain commerce. Rather than focusing on speculation, the book highlights how stablecoins are quietly powering everyday financial activity.
Inside this book, readers will learn:
• Why traditional payment systems create friction and delay
• How stablecoins maintain value while enabling speed
• How blockchain rails reduce cost and settlement time
• How payments integrate with smart contracts and DeFi
• How stablecoins reshape global finance and commerce
Written in a practical, infrastructure-focused style, this book is ideal for fintech professionals, entrepreneurs, policymakers, and Web3 builders. Stablecoins & Rails provides a clear understanding of how the new payment stack is transforming money movement worldwide.